PBS Frontline Secret History of the Credit Card
Watch the Frontline Documentry:    http://youtu.be/Mew00va0Gi0



The 11 Money Smart Training Modules

Bank on It an introduction to bank services Borrowing Basics an introduction to credit Check It Out how to choose and keep a checking account Money Matters how to keep track of your money Pay Yourself First why you should save, save, save Financial Recovery how to recover financially and rebuild your credit after a financial-setback

Keep It Safe your rights as a consumer To Your Credit how your credit history will affect your credit future Charge It Right how to make a credit card work for you Loan To Own know what you're borrowing before you buy Your Own Home what home ownership is all about

FDIC Goverment
http://www.fdic.gov/index.html

Foreclosure Prevention Foreclosure Prevention Loan Modification Scam Campaign (www.loanscamalert.org) Identity Theft & Privacy Bank Closing Information Consumer Alerts IDTheft.gov (www.idtheft.gov) Videos on Consumer Issues Don't Be an Online Victim: How to Guard Against Internet Thieves and Electronic Scams Take Charge: Fighting Back Against Identity Theft (www.ftc.gov) Safe Internet Banking Financial Privacy... Our Answers to your Questions Your Rights to Financial Privacy Privacy Choices Financial Education Money Smart - A Financial Education Program Financial Literacy and Education Commission (www.mymoney.gov) FDIC Consumer News Certificates of Deposit: Tips for Savers Protecting Yourself from Overdraft and Bounced-Check Fees (www.federalreserve.gov) Banking Tools & Resources Bank Find: Check if Your Bank is Insured; Branch or Office Locations; Web Site Addresses; Historical Events; and More Go Direct: Receive Federal Benefits the Safest, Fastest, Easiest Way Possible - Direct Deposit (www.godirect.org) Unclaimed Funds Obtaining a Lien Release

Consumer Protection Assistance Consumer Response Center Consumer Assistance DisasterHelp.gov (www.disasterhelp.gov) Consumer Financial Rights Deposit Insurance Electronic Deposit Insurance Estimator (EDIE - Online Version) Deposit Insurance Summary Videos on Deposit Insurance Coverage When a Bank Fails - Facts for Depositors, Creditors, and Borrowers FDIC's Depositor Bill of Rights Symbol of Confidence for 75 Years Uninsured Investments Your Insured Deposits Your Investments: Consumer Facts Failed Banks Real Estate, Housing, & Loans A Borrower's Guide to an FDIC Insured Bank Failure Home Ownership Preservation Loans FDIC Real Estate for Sale Bargain Properties Interest-Only Mortgage Payments and Payment-Option ARMs - Are They for You? Looking for the Best Mortgage Affordable Housing Program Real Estate Sales FAQs Community Reinvestment & Development The Alliance for Economic Inclusion (AEI) Community Reinvestment Act (CRA) Performance Ratings Monthly List of Banks Examined for CRA Compliance Applications In Process Community Affairs Program

Canada Govt

http://www.ic.gc.ca/eic/site/oca-bc.nsf/eng/ca02179.html

http://consumer.equifax.ca/home/en_ca

http://en.wikipedia.org/wiki/Equifax
Credit bureau
Most U.S. consumer credit information is collected and kept by the four national credit reporting agencies: Experian (formerly TRW Information Systems & Services and the CCN Group), Equifax, TransUnion, and Innovis (which was purchased from First Data Corporation in 1999 by CBC Companies).

External links

• Company website
• Equifax Online Dispute
• Yahoo! Finance - Equifax Inc. Company Profile
• Equifax credit dispute letter
• Annual Credit report - annual credit report

http://en.wikipedia.org/wiki/Credit_reporting_agency


List of credit reporting agencies

Country	Major bureaus
Australia	Veda Advantage
Botswana	Compuscan
Canada	Equifax, TransUnion
Chile	Dicom Equifax, Sinacofi
China	Crediteyes
Dominican Republic	TransUnion
Germany	Schufa, Creditreform
India	High Mark Credit Information Services, CIBIL, Experian & Equifax
Japan	CIC, JICC, PCIC
Mexico	Equifax, TransUnion
Namibia	Compuscan
Egypt	ISCORE
New Zealand	Veda Advantage
Peru	Equifax
Poland	InfoMonitor, Krajowy Rejestr Długów
Rwanda	Compuscan
Saudi Arabia	The Saudi Credit Bureau, (SIMAH)
South Africa	Compuscan, Experian, TransUnion
South Korea	National Information & Credit Evaluation
Uganda	Compuscan
United Kingdom	Experian, Equifax, Callcredit
United States	FICO, Experian, Equifax, TransUnion

External links

• Veda Advantage
• Baycorp Collection Services
• Data Express
• Veda LandScape
• Credit Advantage & CRA

South Dakota Usury laws
From http://legis.state.sd.us/statutes/DisplayStatute.aspx?Type=Statute&Statu...

Usury Laws by State
http://www.loanback.com/category/usury-laws-by-state/#South_Dakota

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